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Car Accident Injuries, Pain and Insurance

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Car Accident  Injuries, Pain and Insurance

A life-threatening situation, such as a car accident or a very stressful situation, can lead to persistent pain. Severity of pain experience after an automobile accident may depend on your genes. Scientists from the University of North Carolina found that inherited genetic variations affected participants’ response to pain intensity, both immediately following the accident and six weeks later.

Past researches have shown that pain after a car accident isn’t due solely to tissue damage from trauma but may also be strongly influenced by physiologic systems involved in the body’s response to the collision. The role of a hormonal system known as the hypothalamic-pituitary adrenal axis, which helps regulate the body’s response to stressful events linked with a gene is largely responsible for higher risk of moderate to severe neck pain six weeks after a collision, as well as greater body pain.

car accidentPain and Injuries Caused By Car Accidents

Body injuries caused by a car accident affect various parts such as head, neck and back injuries. However, automobile and car accidents also frequently affect internal organs, and upper and lower limbs.

Traumatic brain injury (TBI) is an extremely serious injury that may result in a car accident. Such a brain injury occurs when the external force of a car accident traumatizes the brain. Brain injuries are more common in side impact car accidents than in rear-end auto accidents.

Neck injuries like whiplash or disk injuries are more common to car accidents. Whiplash is usually caused by rear-end impacts. Whiplash injures the soft tissues made up of nerves, ligaments and muscles. It causes neck pain and limitation of neck and head movement effecting rotation and peripheral vision.

Temporalmandibular joint (TMJ) injury often happens in the acceleration and deceleration of a car accident. This may occur with direct or indirect injury to the jaw and effects chewing, eating and speech.

Inter-vertebral disks in the neck, cervical discs, thoracic, mid-back, disks and lumbar, lower back, disks may also be injured in car accidents. Compression fractures caused in car accidents may lead to permanent disability. Spinal injuries, arm and leg weakness, paralysis, difficulty breathing, numbness, tingling, and abnormal bowel or bladder control are other effects .Whiplash injures soft tissues of the neck, the back nerves, ligaments and muscles may be traumatized by a car accident causing pain and inflammation.

Car accidents may cause torn spleens and other internal injuries to bowels, kidneys, the spleen, liver, lungs, heart or aorta. Fractured ribs may puncture lungs and other internal organs.  Rotator cuff injuries, typical fractures and injuries with hands, forearms, arms, shoulders, wrists and fingers are quite common in car accidents.

Hips, legs, knees, heels, ankles, and feet are also commonly damaged in car accidents. Achilles tendon injuries, ankle sprains, collateral ligament injuries and stress fractures are typical. Fractures of the pelvis, femur, patella, tibia, and ankle may require casting or surgery.

car accident injuriesPain Ignored Could Turn Chronic

Ignoring any type of injuries caused by car accidents may be highly risky. Don’t delay on getting medical treatment. People often think their injuries are minor enough that they will heal on their own, without the help of a doctor. Pain that lasts more than three months has a 90 percent chance of becoming permanent. There is no effective treatment for chronic pain symptoms once they develop. Delayed treatment can result in more serious health issues in the future such as chronic headaches, neck and back pain, fatigue, arthritis and disc disease. Fifty percent of all chronic neck pain sufferers attribute their pain to a car accident.

Select the Best Car Insurance Policies 

Aviva always looks to offer the best car insurance policies at the best price. A 10% discount for buying online is offered by the company. Up to 50% discount can be availed if there are no claims for five years. A 24 hour Breakdown Rescue facility is coupled with fully comprehensive and third party fire & theft policies. Basic car insurance covers fire, theft or attempted theft along with claims made against you by other people for personal injury or damage to their property.

Comprehensive Value cover includes all covers included in third party, fire or theft and accidental damage cover. You can supplement your policy with optional cover to get exactly the protection you need. Specifically designed car insurance policy helps you choose what cover suits you. Unlimited windscreen cover and Autoglass cover are also available with a little extra value.

Car insurance coverage while driving other cars is equally important. An automatic inbuilt third party cover when you drive a car someone else owns needs a valid and current full EU driving license. Replacement lock cover, Fire brigade charges, personal belongings cover, radio, stereo and car phone coverage also added advantages in car insurance. These optional covers are available with car insurance for an extra premium.

If you have third party, fire and theft cover or comprehensive value cover on your policy you can choose windscreen cover as an optional cover. (It is a standard benefit on comprehensive policy.) The JourneyWise option provides car insurance cover in the event of accidental bodily injury to any person named on your policy schedule (who you have chosen to cover for this benefit). You are covered while getting into or out of a private car, or any train, bus, taxi, aircraft, boat, ship or hovercraft (as a fare-paying passenger). 

car insuranceKeep A Trusted Car Insurance Company On Your Side

An advance preparation with car insurance is always advised. It is better to keep a trusted and reputed car insurance company on your side. Such a trusted car insurance company will help to get you to settle your accident claim as quickly as possible, with the lowest possible settlement. Insurance companies are part of a multi-trillion dollar industry and therefore you must be intelligent enough to have a car insurance policy that covers maximum adversities with an optimum premium.

Accepting a settlement without fully understanding your rights could be devastating. Negotiating an insurance settlement after a car crash can be an extremely complex process. A trusted car insurance company will lend you professional legal guidance to get your car fixed as well. You could be placed at a huge disadvantage by not utilizing the full range of services needed for recovery.

Automobile accidents come with a flood of paperwork that needs to be completed in a timely manner. This can include everything from police reports and insurance forms to medical documentation. If forms are not filled out on time, you could miss out on a full range of benefits and end up having to pick up the costs on your own.

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2 Responses to “Car Accident Injuries, Pain and Insurance”

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  2. I hate migraine! says:

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